Rates shown are as of August 25, 2026 and are updated periodically. They are hypothetical and for educational purposes only. This is not a commitment to lend, a pre-approval, or a guarantee of terms, and it does not constitute an application.
This scenario assumes the down payment shown for each program, a 30 year fixed loan, an owner occupied single family home, and a 30 day lock.
The Annual Percentage Rate shown is estimated from the interest rate plus estimated prepaid finance charges, and your actual APR will differ based on your final loan amount, closing costs, and lender fees.
Mortgage insurance figures are estimates. Conventional mortgage insurance varies by credit score and loan to value. FHA includes an upfront premium financed into the loan and an annual premium that varies by loan amount and, on most FHA loans, remains for the life of the loan. VA includes a funding fee that varies by service and use, assumed here at 2.15%. Actual rates, payments, and terms depend on credit review, income and asset verification, property appraisal, and program eligibility. Rates change daily and are subject to change without notice.
For an accurate rate quote based on today's market, please contact one of our loan officers. Not all applicants will qualify. Program terms and availability are subject to change without notice.
Jorge Antonio Murillo · NMLS #465588 · DRE #02038407
1st Choice Home Team · Company NMLS #1631472 · Company DRE #02191768